About Abu Dhabi Commercial Bank
Abu Dhabi Commercial Bank (ADCB) is one of the largest banks in the UAE. Founded in 1985 and headquartered in Abu Dhabi, it is listed on the Abu Dhabi Securities Exchange, and the Abu Dhabi government is its largest shareholder.
The bank provides a full range of services for individuals and businesses. Retail customers can open accounts, use credit and debit cards, take out personal loans, mortgages and car finance, and invest through wealth management services. Corporate clients use ADCB for lending, trade finance, cash management, treasury and investment banking.
In 2019, ADCB merged with Union National Bank and acquired Al Hilal Bank, an Islamic bank. The merger created one of the largest banking groups in the country and expanded its customer base and range of Shariah-compliant products.
Digital banking has become a major focus. ADCB's mobile app lets customers manage accounts, transfer money, pay bills and apply for products, and the bank has invested in digital onboarding and new technologies to improve customer experience.
The bank also serves small and medium-sized enterprises, offering business accounts, financing and digital tools for growing companies.
Its role in financing government-related entities, large corporations and infrastructure projects makes it an important part of the UAE economy.
The UAE banking sector is highly developed and competitive, with large national banks, foreign banks, Islamic banks and digital banks all serving customers. The UAE Central Bank regulates the sector and has encouraged digital innovation.
Customers increasingly expect to bank through apps, which has pushed traditional banks to invest heavily in technology.
ADCB is a major established bank rather than a startup, and Startups UAE includes it for its role in the UAE's financial system and digital banking.
The bank provides a full range of services for individuals and businesses. Retail customers can open accounts, use credit and debit cards, take out personal loans, mortgages and car finance, and invest through wealth management services. Corporate clients use ADCB for lending, trade finance, cash management, treasury and investment banking.
In 2019, ADCB merged with Union National Bank and acquired Al Hilal Bank, an Islamic bank. The merger created one of the largest banking groups in the country and expanded its customer base and range of Shariah-compliant products.
Digital banking has become a major focus. ADCB's mobile app lets customers manage accounts, transfer money, pay bills and apply for products, and the bank has invested in digital onboarding and new technologies to improve customer experience.
The bank also serves small and medium-sized enterprises, offering business accounts, financing and digital tools for growing companies.
Its role in financing government-related entities, large corporations and infrastructure projects makes it an important part of the UAE economy.
The UAE banking sector is highly developed and competitive, with large national banks, foreign banks, Islamic banks and digital banks all serving customers. The UAE Central Bank regulates the sector and has encouraged digital innovation.
Customers increasingly expect to bank through apps, which has pushed traditional banks to invest heavily in technology.
ADCB is a major established bank rather than a startup, and Startups UAE includes it for its role in the UAE's financial system and digital banking.