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National General Insurance

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Dubai insurer founded in 1980 offering general and life insurance

Fintech Dubai, UAE Founded 1980

About National General Insurance

National General Insurance, known as NGI, is a Dubai-based insurer founded in 1980 and listed on the Dubai Financial Market.

The company offers general insurance, including motor, property, engineering, marine, liability and medical cover, as well as life insurance products for individuals and groups.

NGI has had a long association with Emirates NBD, one of the UAE's largest banks, which has been a significant shareholder. Partnerships between insurers and banks allow insurance to be offered alongside banking products, a model known as bancassurance.

Group medical and life insurance are important products for employers, who must provide health cover for staff and often add life insurance as part of their benefits.

Motor insurance remains a large part of personal insurance in the UAE, with policies required for all registered vehicles.

Insurers have been moving more of their services online, allowing customers to get quotes, buy policies and submit claims digitally.

The UAE's insurance market is supervised by the Central Bank, which sets capital and conduct requirements.

Startups UAE lists National General Insurance among Dubai's insurance companies.
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