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Nomod

verified

App that lets businesses accept card payments on their phones and through payment links

About Nomod

Accepting card payments has traditionally required a physical card terminal, a merchant account from a bank and paperwork that could take weeks. Nomod, a Dubai-based payments company, lets businesses accept card payments using their smartphones and payment links instead.

With tap-to-pay technology, a merchant's phone can act as a payment terminal. Customers tap their contactless card or phone wallet on the merchant's device, and the payment is processed through the app. This removes the need for separate hardware, which is particularly useful for mobile businesses, service providers, market stalls and small shops.

Payment links cover sales that do not happen face to face. Merchants can create a link for a specific amount and send it to customers through WhatsApp, email or social media. The customer opens the link and pays by card or digital wallet. This suits businesses that sell through Instagram or take orders by message.

The Nomod app also gives merchants a dashboard to track payments, issue refunds and manage their sales. For small business owners, having payments and reporting in one simple app reduces administrative effort.

Fast onboarding is a key part of the proposition. Small businesses often struggle with lengthy merchant account applications, and digital onboarding allows them to start accepting payments more quickly.

Nomod operates with licensed payment partners, within the UAE's regulatory framework for payment services.

The UAE has one of the highest rates of contactless and digital payments in the region, and customers increasingly expect to pay by card or phone rather than cash. At the same time, the country has a large number of small and home-based businesses that need simple payment tools.

Tap to pay on phones has become more widely available as smartphone makers and card networks have enabled the technology in more markets.

Nomod turns the smartphone into a payment tool for small businesses, and Startups UAE lists it among Dubai's merchant payments startups.
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