PO

PointCheckout

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Dubai fintech that lets shoppers pay with loyalty points and offers online payment services

About PointCheckout

PointCheckout is a Dubai-based fintech company that connects loyalty programmes with payments. Its main idea is simple: many people collect points from banks, airlines and retailers but rarely use them, so PointCheckout lets them spend those points directly when shopping online.

At checkout, customers can choose to pay fully or partly with points from supported loyalty programmes, with the balance paid by card. For merchants, this opens up a pool of customers who are holding unused rewards.

For loyalty programme owners, such as banks, payment-with-points increases engagement, since customers see their points as more useful when they can redeem them at more places.

The company has also offered a payment gateway that lets online stores accept cards and digital wallets, combining standard payments with points redemption in one integration.

Loyalty programmes are popular in the UAE, where banks, airlines and retailers compete heavily for customers with points, cashback and rewards.

Payment companies in the UAE must be licensed by the Central Bank under its rules for stored value and retail payment services.

Startups UAE lists PointCheckout among Dubai's payments and loyalty fintech startups.
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